How To Get Cheap Car Insurance UK version: 7 Best Ways How To Cut Car Insurance Costs
There are a number of different things you can do to help cut the cost of your car insurance premium, including:
Paying a higher voluntary excess (the extra amount you’d pay in the event of a claim)
Limiting who drives your car to just yourself, or you plus a named driver
Parking your car in a garage or driveway away from the street
Keeping your mileage low (doing less than the AA average of 12,000 miles a year for new cars)
Fitting a security device such as an alarm, tracker, or immobiliser
Due to the litigious nature of our society and the rising cost of vehicles, car insurance rates are hefty throughout the nation. The bad news is that insurance isn't likely to lessen in price any time soon. The good news is that there are things that you can do to minimize increases and/or lessen the burden on your wallet. Let's take a look at 12 tips you can employ to save your driving dollars.
To obtain a discount, ask your agent/insurance company to see if you qualify and get a quote. Generally speaking, multiple drivers must live at the same residence and be related by blood or by marriage. Two non-related people may also be able to obtain a discount; however, they usually must jointly own the vehicle.
Sometimes insurance companies will provide a discount for those that complete an approved defensive driving course. Also, sometimes a driver can reduce the number of points he or she has on his or her license by taking a defensive driving, accident prevention or other course. When you sign up for insurance, the company will generally issue you a questionnaire. Among the questions it asks might be the number of miles you drive the insured automobile per year.